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A graphic look at 30 year fixed mortgage rates since 1971

Freddie Mac publishes this on their website. Rate tables going back to 1971.

Highest year and month – July 1981 16.83%

Lowest year and month – November and December 2012 3.35%

Average over the past decade – just 5.6%.


That’s a photo of my kitchen, looking as it did circa 1972 with it’s cocoa two-tone Hotpoint appliances, goldenrod wallpaper and nasty green linoleum. Great era for style, huh? Rates were 7.4% in the month of July 1972.

Anyone fretting over a rise in rates recently needs to study history and feel a whole lot better about this week’s 4.51%…


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