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My Examiner article about the sales increase


That’s right, we had a +14% sales increase fourth quarter to fourth quarter from 2008 to 2009. Sales picked up, but were still behind fourth quarter 2007. “Buyers in the eight primary metropolitan Atlanta counties - Cherokee, Cobb, DeKalb, Douglas, Forsyth, Fulton, Gwinnett, and Paulding - bought 8222 houses between October, November and December last year. In 2008, buyers bought 7214 houses and in 2007, buyers bought 8746 houses. During the fourth quarter of 2009 signs appeared that a long-awaited recovery in detached residence sales may be happening. However, comparing the fourth quarter of 2009 to the fourth quarter of 2008, is like comparing apples and oranges.” Here’s the complete article, my second article published for… … [Read more...]

Game Changes in FHA Lending


Start with this – what exactly is “Housing and Urban Development?” “HUD is the nation’s housing agency committed to sustaining homeownership; creating affordable housing opportunities for low-income Americans; and supporting the homeless, elderly, people with disabilities and people living with AIDS. The Department also promotes economic and community development and enforces the nation's fair housing laws. More information about HUD and its programs is available on the Internet at and” HUD issued some game changing guidelines recently for the underwriting of FHA loans, and the purpose of this article is to help you understand what this means for 2010 buyers and sellers of residential real estate. Lets start with one of the simple game changes. -  As of April 5th, 2010 FHA loan funded buyers need to change from 1.75% to 2.25% for their “FHA up front funding fee” on their contracts What does this mean? -  For every … [Read more...]